Ground-Up Construction
Ground-up construction financing for builders and investors who need a clear path from dirt to delivery.
- Use: New Build
- Exit: Sale or Refi
- Eligible Properties: 1–10 Units, Mixed Use, Spec Homes
Land Equity Can Count as Cash
In many cases, existing equity in the land can be credited toward your required cash contribution — reducing out-of-pocket capital while strengthening leverage.
Built for Shovel-Ready Projects
This loan is for entitled property that is ready to pull permits or near ready to pull permits — not for development.
Permits in Reach
Lenders expect entitlement progress and a credible path to pulling permits — no raw land or early development.
Shovel-Ready Scope
Plans, budget, and a clear build schedule help the file move quickly once permits are in hand.
Cost-Based Leverage
Ground-up terms often leverage a percentage of total project cost rather than a purchase price plus 100% of rehab like a typical fix & flip loan.
What Clients Say
“They helped us tighten the budget narrative and set expectations on draws from day one.”
Builder • Ground-up project
“Clear milestones, quick turnaround, and practical guidance when something changed mid-stream.”
Repeat borrower • Construction timeline
Ready to Review a Build?
Share the basics and we will outline likely leverage and the next steps.